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The upstate bank
Our Team
Kathleen R. Whelehan
President and Chief Executive Officer
kwhelehan@upstatebank.com
585-672-6688
Tom O'Neil
SVP, Commercial Lending Officer
toneil@upstatebank.com
585-738-4723
Emily Bristol
SVP, Commercial Lending Officer
ebristol@upstatebank.com
585-672-6691
Jacob Caporali
VP, Senior Credit Analyst
jcaporali@upstatebank.com
724-472-5461
Raymond Steinmetz Jr., CPA
Executive Vice President, CFO
rsteinmetz@upstatebank.com
585-672-6689
Ed Tuohey
SVP, Commercial Lending Officer
etuohey@upstatebank.com
585-672-6694
Bryan Krempa
SVP, Commercial Lending Officer
bkrempa@upstatebank.com
585-672-6695
Frank J. Cipriano
Executive Vice President, CLO
fcipriano@upstatebank.com
585-672-6692
Christine Geller
EVP, Chief Credit Officer
cgeller@upstatebank.com
585-672-6690
Laura Anderson, CAMS
Vice President, Regulatory Compliance
landerson@upstatebank.com
585-672-6686
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