About Us

Providing a safe, secure, and customer-oriented banking environment is our focus at Upstate Bank. We started our bank in 1922 and have expanded our offerings and services exponentially over the years. Today, we proudly meet both the capital and borrowing needs of small and medium size businesses, as well as entrepreneurs and real estate professionals throughout Upstate New York.

Business Banking

At Upstate Bank in New York, we understand the diverse financial needs of modern enterprises. Our business banking solutions are tailored to elevate your enterprise to new heights. Whether it’s managing your daily transactions or planning for long-term investments, we’re here to provide the support and services needed to keep your business thriving. Upstate Bank, your partner in seamless business financial management.

Loan Programs

Unlock your dreams with the flexible loan programs at Upstate Bank. Our array of loan offerings is designed to provide the financial stepping stones toward realizing your goals. Whether it’s a home loan, auto loan, or a personal loan, our competitive rates and hassle-free processing make acquiring the funds you need straightforward and simple. Upstate Bank, turning your financial needs into reality.

Personal Banking

At Upstate Bank, we prioritize your individual financial goals. Our personal banking services are designed to provide a personalized approach, ensuring your financial well-being is nurtured. Whether it’s saving for a dream home or managing everyday expenses, our dedicated team is here to guide you every step of the way. Upstate Bank, where your financial ambitions are nurtured and realized.

About Us

Providing a safe, secure, and customer-oriented banking environment is our focus at Upstate Bank. We started our bank in 1922 and have expanded our offerings and services exponentially over the years. Today, we proudly meet both the capital and borrowing needs of small and medium size businesses, as well as entrepreneurs and real estate professionals throughout Upstate New York.

About Us

Your Lending Partner for Life

Better banking starts here.

At Upstate Bank, we are a nationally chartered community bank headquartered in Upstate New York. Founded in 1922, our bank focuses on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve. 

Our specialty is servicing both the investment and capital borrowing needs of small and medium-size businesses, entrepreneurs, and professionals within our geographic marketplaces. Our menu of products and services is uniquely tailored to our clientele and evolved out of working closely with our corporate and professional customers. We have developed products with cost-efficient attributes and qualities that address your everyday banking needs.

Our ultimate goal is to make banking with us a seamless, beneficial, and seamless process. Our team is here to exceed expectations with the quality of our service, and we are on hand to provide personalized advice and guidance.

Our Services

What We Offer

Loans

We provide both personal and business loans, so you can obtain the financing you need when you need it.

Business Banking

 Some of our business banking options include equipment financing, letters of credit, and more.

Personal Banking

Successfully manage your money with the help of our personal banking solutions.

Loan Programs

Find a Loan program that works for you and your goals.

Upstate Bank

Why Choose Us?

Varied loan options

Our full-offering bank handles business, real estate, and even personal loans.

Personal service

Providing exceptional service is at the core of our business, and we are here to exceed expectations with the quality of our interactions.

Banking made simple

Banking shouldn’t be difficult, and we are here to streamline all your personal and business banking needs.

Upstate Bank

Contact Us Today!

For all your personal and business banking needs, we are here to deliver exceptional options and solutions. Contact us today to learn more about what we do or to receive answers to your banking questions.