The Upstate National Bank

Commercial Loans

At The Upstate National Bank we are committed to servicing all of your financial needs. Headquartered in Rochester, we have a cadre of experienced lenders and relationship managers who have extensive knowledge and experience providing a full range of commercial lending products to our marketplace. This means we make our decisions here, locally, so there is no waiting, unlike some out-of-town bank who does not understand our community or business needs. We believe this philosophy has helped many Rochester businesses grow, and we would appreciate the opportunity to do the same for you. Some of our offerings include:

Commercial and Industrial Loans
Lines of Credit
Term Loans
Letters of Credit
Revolving Line Facilities
Commercial Real Estate (Investor) Mortgages
Commercial Real Estate (Owner-occupied) Mortgages
Short Term and Bridge Financing

For more information contact :

(800) 543-9064

Thomas M. O'Neil, VP

Stephen V. D'Orazio, VP

Attention local businesses!!

Put our office in your office with our Remote Deposit service!

Remote Deposit technology from The Upstate Bank can help you take advantage of new check clearing regulations and make funds available to your business sooner. We can save you time and money by eliminating trips to the bank and reducing your photocopying costs. Remote Deposit is safe, secure, and reduces the risk of check fraud.

Scan checks to your account 24 hours a day, 7 days a week. Make same day deposits Monday through Friday until 9:00 pm. Receive faster notification of returned items. Reduce your back office costs.

To learn more please contact us at info@upstatebank.com. If you prefer please call us at 585-454-3450 or 800-543-9064.

Small Business Owners / Rochester

Looking to borrow money from someone who understands your business, who lives in the same community as you, where lending decisions are made locally? Then talk to the staff in our Commercial Lending Division! They are what makes our hometown approach so special! Call Thomas O'Neil at 1-800-543-9064 to get first hand knowledge, and local expertise, for all of your conventional borrowing needs...

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