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Transaction Account Guarantee Program

The Upstate National Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC's general deposit insurance rules.


Attention local businesses!! 

Put our office in your office with our Remote Deposit service!

Remote Deposit technology from The Upstate Bank can help you take advantage of new check clearing regulations and make funds available to your business sooner.  We can save you time and money by eliminating trips to the bank and reducing your photocopying costs.  Remote Deposit is safe, secure, and reduces the risk of check fraud.

Scan checks to your account 24 hours a day, 7 days a week.  Make same day deposits Monday through Friday until 9:00 pm.  Receive faster notification of returned items.  Reduce your back office costs.

To learn more please contact us at info@upstatebank.com.  If you prefer please call us at 585-454-3450 or 800-543-9064.


Small Business Owners / Rochester

Looking to borrow money from someone who understands your business, who lives in the same community as you, where lending decisions are made locally? Then talk to the staff in our Commercial Lending Division! They are what makes our hometown approach so special! Call Thomas O'Neil at 1-800-543-9064 to get first hand knowledge, and local expertise, for all of your conventional borrowing needs...


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