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Bank Directory

Corporate Headquarters
One West Main Street
Rochester, NY 14614

Executive & Administrative Offices
585.454.3450
585.454.3624 (F)

Commercial Lending Division
800.543.9064
585.454.3624 (F)

Full Service Branch Locations
Monday-Thursday 9:00 a.m. - 4:00 p.m.
Friday 9:00 a.m. - 5:00 p.m.

Corporate & Professional Banking Centers
One West Main Street
Rochester, NY 14614
585.546.3210
585.546.3274 (F)

1655 Elmwood Avenue
Building 200, Suite 100
Rochester, NY 14620
585.271.3010
585.271.3029 (F)

Ogdensburg Branch Office
729 Proctor Avenue
Ogdensburg, NY 13669
315.393.3332
315.393.6196 (F)

Lisbon Branch Office
65 Main Street
Lisbon, NY 13658
315.393.5449
315.393.4053 (F)

Philadelphia Branch Office
77 Main Street
Philadelphia, NY 13673
315.642.3422
315.642.3425 (F)

Customer Service Center
800.219.6109


New....Upstate Online!

We, at The Upstate National Bank are pleased and excited to introduce to you our new online banking, Upstate Online! This new and enhanced banking system is more secure against Identity Theft with the addition of Multifactor Authentication (an enhanced, layered method of validating your identity). Also, it gives you, our customer, more viewing options and transfer capabilities. You can even personalize your individual accounts! Please call 1-800-219-6109 with any questions. As always, we will be happy to assist you. Thank you for doing business with us!


Small Business Owners / Rochester

Looking to borrow money from someone who understands your business, who lives in the same community as you, where lending decisions are made locally? Then talk to the staff in our Commercial Lending Division! They are what makes our hometown approach so special! Call Thomas O'Neil at 1-800-543-9064 to get first hand knowledge, and local expertise, for all of your conventional borrowing needs...


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