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The Company

The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

Founded in 1922, our specialty is servicing both the investment and capital borrowing needs of small and medium size businesses, entrepreneurs and professionals within our geographic marketplaces. Our menu of products and services is uniquely tailored to our clientèle and evolved out of working closely with our corporate and professional customers in order to develop products with cost efficient attributes and qualities that address their everyday banking needs.

Experienced Management Team

The president and senior officers have over 100 years of combined experience in the Upstate New York marketplace.

Kathleen R. Whelehan,
President & Chief Executive Officer
Raymond W. Steinmetz Jr., C.P.A.
Chief Financial Officer
M. Lyndon Matteson
Chief Lending Officer


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