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The Company
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Founded in 1922, our specialty is servicing both the investment and capital borrowing needs of small and medium size businesses, entrepreneurs and professionals within our geographic marketplaces. Our menu of products and services is uniquely tailored to our clientèle and evolved out of working closely with our corporate and professional customers in order to develop products with cost efficient attributes and qualities that address their everyday banking needs.
Experienced Management Team
The president and senior officers have over 100 years of combined experience in the Upstate New York marketplace.
Charles T. Fiandach, President & Chief Executive Officer |
Richard A. DiVirgilio Executive Vice President |
John C. Glerum, VP Chief Financial Officer |
Thomas M. O'Neil, VP Commercial Lending |
James L. Dudley, VP Senior Compliance Officer |

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New....Upstate Online!
We, at The Upstate National Bank are pleased and excited to introduce to you our new online banking, Upstate Online!
This new and enhanced banking system is more secure against Identity Theft with the addition of Multifactor Authentication (an enhanced, layered method of validating your identity). Also, it gives you, our customer, more viewing options and transfer capabilities. You
can even personalize your individual accounts!
Please call 1-800-219-6109 with any questions. As always, we will be happy to assist you.
Thank you for doing business with us!
Small Business Owners / Rochester Looking to borrow money from someone who understands
your business, who lives in the same community as you, where
lending decisions are made locally? Then talk to the staff in
our Commercial Lending Division! They are what makes
our hometown approach so special! Call Thomas O'Neil at 1-800-543-9064 to get first hand
knowledge, and local expertise, for all of your conventional
borrowing needs...
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