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The Company

The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

Founded in 1922, our specialty is servicing both the investment and capital borrowing needs of small and medium size businesses, entrepreneurs and professionals within our geographic marketplaces. Our menu of products and services is uniquely tailored to our clientèle and evolved out of working closely with our corporate and professional customers in order to develop products with cost efficient attributes and qualities that address their everyday banking needs.

Experienced Management Team

The president and senior officers have over 100 years of combined experience in the Upstate New York marketplace.

Charles T. Fiandach,
President & Chief Executive Officer
John C. Glerum, VP
Chief Financial Officer
James L. Dudley, VP
Senior Compliance Officer
Thomas M. O'Neil, VP
Commercial Lending
Stephen V. D'Orazio, VP
Commercial Lending



Attention local businesses!! 

Put our office in your office with our Remote Deposit service!

Remote Deposit technology from The Upstate Bank can help you take advantage of new check clearing regulations and make funds available to your business sooner.  We can save you time and money by eliminating trips to the bank and reducing your photocopying costs.  Remote Deposit is safe, secure, and reduces the risk of check fraud.

Scan checks to your account 24 hours a day, 7 days a week.  Make same day deposits Monday through Friday until 9:00 pm.  Receive faster notification of returned items.  Reduce your back office costs.

To learn more please contact us at info@upstatebank.com.  If you prefer please call us at 585-454-3450 or 800-543-9064.


Small Business Owners / Rochester

Looking to borrow money from someone who understands your business, who lives in the same community as you, where lending decisions are made locally? Then talk to the staff in our Commercial Lending Division! They are what makes our hometown approach so special! Call Thomas O'Neil at 1-800-543-9064 to get first hand knowledge, and local expertise, for all of your conventional borrowing needs...


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